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Cloud, cost and governance for regulated financial firms

Cloud governance for a regulated financial firm means running systems on AWS, Azure, Google Cloud or reserved EU capacity in a way the FCA, the PRA and, for EU entities, DORA will accept: material outsourcing recorded and notified, exit plans that work, data residency proven, access controlled and logged, resilience tested against impact tolerances, and cost governed so that environments added for audits and projects are removed when they end. Hexploits designs, migrates and runs cloud estates for financial firms with that evidence produced by the platform.

A named engineer replies within one working day. A written scope and an indicative price within two.

  • Payment firms, lenders, insurers and wealth managers on cloud, or moving to it, under FCA and PRA outsourcing and resilience rules.
  • Firms with EU entities or EU clients in scope of DORA’s ICT risk and third-party requirements.
  • Finance directors whose cloud bill grew with every audit, project and pilot and never came back down.
  • IT directors asked for an exit plan from a cloud provider that has never been tested.

Deliverables, not slogans. Each one appears in the statement of work.

  • A landing zone with identity, network segmentation, logging and encryption designed for the regulatory evidence it has to produce.
  • An outsourcing register entry and exit plan for each material cloud arrangement, with the exit tested rather than described.
  • Data residency enforced by policy: UK or EU regions only, with drift detected and reported.
  • Access governed as code: named accounts, least privilege, break-glass with approval and a full log, quarterly review produced from the platform.
  • Resilience mapped to important business services, with recovery tested against impact tolerances on a schedule.
  • Cost governance: environments tagged to owners and end dates, idle capacity removed automatically, reserved capacity where load is predictable, and a monthly report the finance director can read. Typically 10–30% lower than the prior year’s bill.

Our engineers work across the major languages, frameworks and cloud platforms. We build on the stack you already run, with technology choices explained in writing before work begins.

The same four stages as every Hexploits engagement, applied to this capability.

  1. Stage 1

    Discovery

    Two to four weeks. We review the estate against the FCA and PRA outsourcing and resilience rules and DORA where it applies, and analyse cost by environment and owner. Output: a gap list ranked by exposure, a cost model, and a fixed figure or capped estimate.

  2. Stage 2

    Build

    Landing zone, policy-as-code, access governance and resilience monitoring, with migrations planned with rollback at every step.

  3. Stage 3

    Launch

    Migration by service in order of risk, an exit test of at least one service so the plan is proven, and the first governance report produced from the platform.

  4. Stage 4

    Operate

    Access reviews, residency checks, resilience tests and cost reports produced on a schedule under deployment and monitoring, or hosting on Hexploits Cloud where reserved EU capacity is the better fit.

Regulated cloud estates at Modulr Finance and Apexx Global

Our core team ran cloud platforms inside FCA-regulated payment businesses before Hexploits, where the outsourcing register, the exit plan and the access log were questions from the regulator rather than from a checklist. That is the standard we build to for clients, whether on their own cloud account or on Hexploits Cloud in the EU.

Every engagement agrees its measures and the measurement period in writing before work starts.

  • Cloud cost against the prior 12 months, reported monthly by environment and owner.
  • Time to produce the outsourcing, access and resilience evidence for a regulator or auditor.
  • Recovery time and data loss in scheduled resilience tests against the impact tolerances set.
  • Residency and policy violations detected, and time to remediate.

Case studies with numbers, and reviews linked to Google where they were left there.

  • Director, Gradvisor

    Fantastic company and our development partner for Gradvisor, a social mobility careers platform with national ambitions. Extremely responsive and mission-oriented. Cameron owns any shortfalls humbly - rare for IT providers. Thinks like a client too.

    Tushar PrabhuDirector, GradvisorRead the review
  • Director, JobVantage

    Working with Hexploits has genuinely been a pleasure, and I see them as my scaling partner for the foreseeable future as JobVantage grows. If you’re looking for a development team who combine strong AI/engineering capability with honesty, flexibility and a real interest in your business, I’d strongly recommend them.

    Brandon BowdenDirector, JobVantageRead the review
Is cloud a material outsourcing under FCA rules?
Often, yes. Where a cloud arrangement supports an important business service or its failure would affect the firm’s ability to meet regulatory obligations, the FCA’s SYSC 8 outsourcing rules apply, including notification for material arrangements, a written agreement, oversight and an exit plan. We produce the technical part of that evidence from the platform.
What does DORA require from our cloud setup?
DORA applies to EU financial entities from January 2025 and covers ICT risk management, incident reporting, resilience testing and third-party risk, including a register of ICT providers and contractual terms with them. UK firms with EU entities or clients are often partly in scope. The FCA operational resilience work covers much of it, and we map the two.
How do you keep data in the UK or EU?
By policy enforced in the platform: only approved regions can be used, every resource is checked for residency, and drift is reported and corrected. On Hexploits Cloud the capacity is in the EU by construction.
How is the 10–30% cost reduction achieved?
Removing environments nobody owns, right-sizing what remains, reserving capacity where load is predictable, and putting an owner and an end date on everything new. The figure is typical across our clients against the prior 12 months, and the figure for your estate comes with the written proposal.
Can we use Hexploits Cloud for regulated workloads?
Yes, where EU residency on reserved capacity suits the workload. It is a material outsourcing like any other cloud arrangement, so we provide the documentation, the exit plan and the security evidence a regulator will ask for, and we host on your own AWS, Azure or Google Cloud account where that is the better fit.

Request a proposal.

Tell us about the system and the sector. A named engineer replies within one working day. A written scope and an indicative price within two working days of a short scoping call.